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Eligibility & Documents

Simple criteria and a short document checklist — see what you need before you apply.

Who can apply

  • Age 21–60 yearsApplicant should be within the working-age range.
  • Valid government ID (KYC)Aadhaar, PAN, Passport, Voter ID or Driving Licence.
  • Proof of addressA recent utility bill, rent agreement or bank statement.
  • Income / business detailsSalary slips, bank statements or business proof relevant to the finance type.
  • Active mobile numberRequired for your portal login and due-date alerts.

Documents to keep ready

  • Identity proofAny one government-issued photo ID.
  • Address proofDated within the last 3 months where possible.
  • Income proofLast 3 months' salary slips or 6 months' bank statement.
  • PhotographA recent passport-size photo.
  • Product-specific proofe.g. gold valuation for gold finance, business papers for business finance.

Finance products & limits

Amounts, interest and tenures vary by product. Final eligibility is subject to verification.

ProductAmount rangeInterest (₹/₹100/mo)Tenures (months)
Personal Loan₹10,000.00 – ₹500,000.00 ₹2.5 · Reducing 6,12,18,24,36
Group Loan₹50,000.00 – ₹2,000,000.00 ₹2.5 · Reducing 12,18,24,36

Meeting the criteria above does not guarantee approval; all applications are subject to verification and our business rules.

Think you qualify?

Apply now — it only takes a few minutes.

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